Becoming a parent is an amazing experience filled with joy and excitement. However, it’s also important to be prepared for the financial responsibilities that come with raising a child. In the Philippines, the Social Security System (SSS) offers a maternity benefit program to help expecting mothers with the costs associated with childbirth. This program provides financial assistance to eligible female SSS members, ensuring they can focus on their health and the well-being of their newborn without excessive financial strain.
Who can claim Maternity Benefits?
Women who are members of the Social Security System (SSS) and are currently working, self-employed, or paying contributions voluntarily can receive maternity benefits if they meet the required conditions. Here is how to claim your benefits,
To be eligible for maternity benefits, you need to be an active SSS member. This means having at least three monthly contributions in the one-year period before your childbirth or miscarriage. You can easily confirm your contribution status by checking it online through the SSS website.
Requirements for Claiming
Gather the following documents:
- Maternity Notification Form (available on the SSS website)
- Medical certificate from your doctor indicating the expected date of delivery or the date of miscarriage/emergency termination of pregnancy
- Valid IDs
Filing Your Claim
You can file your claim online through the SSS website or in person at any SSS branch. The online filing system is convenient and accessible 24/7. If you are unable to file online, you can visit the nearest SSS branch with your complete documents.
Payment and Disbursement
The benefit amount is computed based on your average daily salary credit. The higher your contributions, the higher your benefit will be. Payment can be made through your registered bank account, check, or other methods provided by SSS. Processing time usually takes a few weeks.
Requirements for Claiming
Gather the following documents:
- Maternity Notification Form (available on the SSS website)
- Medical certificate from your doctor indicating the expected date of delivery or the date of miscarriage/emergency termination of pregnancy
- Valid IDs
Filing Your Claim
You can file your claim online through the SSS website or in person at any SSS branch. The online filing system is convenient and accessible 24/7. If you are unable to file online, you can visit the nearest SSS branch with your complete documents.
Payment and Disbursement
The benefit amount is computed based on your average daily salary credit. The higher your contributions, the higher your benefit will be. Payment can be made through your registered bank account, check, or other methods provided by SSS. Processing time usually takes a few weeks. By using the SSS Pension Calculator, you can calculate your total contributions and see how they align with the requirements to avail the 70k SSS maternity benefits.